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火博体育大学

学生贷款入口 and 退出 Counseling

火博体育大学 is a participant in the Online 学生贷款入口 and 退出 Counseling 服务. This 服务 enables participants to complete both entrance and exit interview requirements anytime, anywhere. The purpose of these sessions is to help you to understand your rights and obligations as a student loan borrower. Click on the links below and follow the instructions at the site.

学生贷款 入口 - The Federal government requires that students complete student loan entrance counseling prior to obtaining a Federal Direct Loan. You must have your Federal PIN to complete the entrance counseling session.

学生贷款 退出 - The Federal government requires that students complete student loan exit counseling prior to graduating or ceasing at least half-time attendance.

你应该知道的事情

You must be enrolled at least part-time (six credit hours) per semester during the academic year and summer to be eligible to borrow the Federal Direct 学生贷款. It is important during the academic year to notify the 注册商's Office if you drop below six credits or withdraw from Skidmore. If you borrow a Federal Direct Student Loan for the summer and drop below six credits or withdraw, Special Programs and the 财政援助办事处 must be notified.

You are obligated to repay your loans even in the event that you do not complete your program of study or do not complete the program within the regular time for program completion, are unable to obtain employment or dissatisfied with the school or education 收到了.

You may be eligible to reduce your taxable income for interest paid during the tax year on your student loans. To determine your eligibility you should consult a qualified tax adviser or the Internal Revenue Serve on the Web at http://www.irs.gov/, or by calling (800) 829-1040.

The total Federal Loan average loan indebtedness of Skidmore graduates in 2021 was $18,306. At a fixed interest rate of 5.5%, a 10-year standard payment term, your monthly payment would be approximately $198.67. At a fixed interest rate of 5.5%, 15年期 extended payment term, your monthly payment would be approximately $149.58.

Stay in touch with your loan 服务r — especially if you are struggling to make payments 火博体育你的贷款. Your loan 服务r will explain your repayment options, such as applying for an income-driven repayment plan, or a forbearance or deferment, to help you stay on track or get back on track when you fall behind. These plans will be discussed in greater detail during the exit counseling session. Loan payment information can 计算为 http://studentaid.gov/ loan-simulator /.

You can access your loan debt with your FSA Username and password at National 学生贷款 Data System or contact your loan provider.

If you have any questions regarding the exit counseling session or your borrower rights and responsibilities for the loan terms and conditions, please contact our office at:

财政援助办事处
星巴克中心
火博体育大学
北百老汇815号
萨拉托加温泉市, New York 12866
电话 518-580-5750 传真 518-580-5752
电子邮件: FINAID@SKIDMORE.EDU
办公时间上午8:30.m.-中午,1-4:30.m.